Habitat for Humanity puts California families in affordable homes. Insurance crisis puts that at risk

As the executive director of Habitat for Humanity California, I’ve watched my colleagues learn through experience how to manage the many challenges of building affordable housing in California —  from fighting red tape to securing permits to accessing limited government and charitable funds. Using the expertise, our 33 Habitat affiliates across the state build and repair about 800 homes each year.

But we have recently found ourselves confronted with a new obstacle in our quest to provide housing for lower-income families. And this obstacle is preventing us from putting families in the homes we have built.

In California these days, it has become increasingly difficult to obtain an insurance policy for a new home. Worse yet, it’s becoming even less likely that existing policies will be renewed.

Without insurance, we can’t sell our homes to families who need them.

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